Reyna Gobel, M.B.A. and M.J., is a forbes.com education contributor, an author, and a professional speaker who s been quoted by Money Magazine, Real Simple, and The Washington Post, where Michelle Singletary chose the 1st and 2nd editions of CliffsNotes Graduation Debt as financial book of the month. She s also a continuing education instructor for the Borough of Manhattan Community College, a guest educator for the Institute for Financial Literacy, and an advice columnist and curriculum development specialist for iGrad, a financial literacy organization that provides video and written course materials on financial literacy and repaying student loans to over 300 colleges and universities. You can submit a question to her by emailing askreyna@igrad.com or tweet her at @reynagobel.

Meredith Mitchell is an actress who has performed in film, in television, and on stage. Her film work includes Mona Lisa Smile and The Reunion. She has recorded numerous audiobooks, and she earned her MFA in acting from Brandeis University.