In New York 1907, the year of the banking crash, thousands lined the streets trying to get their money out of the failing banks. J.P. Morgan saw an opportunity for his plans to expand his Empire. On a night in November just before Thanksgiving, a list of powerful bankers and politicians, only to be known by their first names, were invited to Senator Aldrich's private rail car for a thousand-mile train trip to a secret destination. One by one these men boarded the car, and told of the departure to Jekyll Island. It was said it was to be a duck hunt. But why go such a distance? 'Why not stay close to New York?' the men grumbled. Although competitors, their curiosity won over their disdain. The meeting was so shrouded in mystery that the island servants were let go and new ones hired for this occasion. In the private island clubhouse, as they drank eighty year old scotch, plans were laid that would change the face of banking forever