This booklet highlights issues which are mentioned in his previous books (also available in digital format) but that needs to have special mention for the lay person to have a deeper understanding. See www.cometetrain.com These topics are also part of the authors education, experience and training programs he has conducted for various professional bodies. Lawyers, accountants, financial planners are indispensable in a well run democracy but are the subject of jokes It is in this vein the author added 'lawyer jokes' This has been interspersed with 'words of wisdom' so as to allow for distractions from a subject that can be dry, albeit very useful. The intended audience is a person living in a common law country that was under the influence of the British legal system. The former AG of Kenya Hon Amos Wako and Prof Amyn Sajoo of the Simon Frazer University have induced forewords to his earlier editions of his books from which this material has been sourced.