You don't need another budget. You need a money makeover that works.

Reformed spendthrift and cred-card junkie Sara Blacksmith successfully turned her finances around. Now, she shares her own techniques, sound financial principles who went from being in the red to having more money, assets, and financial security than they ever dreamed possible.

It's all here in this upbeat, user-friendly guide including:

A self-diagnosis quiz to help you become lean, mean, and in control

The amazing single step that will transform your financial situation

A customized rapid-repay plan for debts

Special help for self-employment, bankruptcy, credit report problems...

and much more

This book will definitely guide you to learn how you can live out of debt.