EXPERTS SAY THAT FINANCIAL PLANNING AND INVESTMENT IS UNNECESSARILY MADE COMPLICATED. A COMMON PERSON IS BOMBARDED WITH STRANGE-SOUNDING THEORIES, HORROR STORIES, COMPLEX INVESTMENT OPTIONS, AND SO ON. MOST LIKELY, ANY SUCH INVESTMENT PLAN OR SCHEME BENEFITS THE COMPANY SELLING IT AND THE ADVISORS/AGENTS. ACTUALLY, THIS SUBJECT IS VERY SIMPLE. IF ONE FOLLOWS ONLY FIVE STRAIGHTFORWARD STEPS, NO ADDITIONAL FINANCIAL KNOWLEDGE IS NECESSARY TO ACHIEVE GREAT SUCCESS. ALONG WITH THIS, HOW NICE IT WOULD BE TO READ ABOUT SUCH SUCCESSFUL INVESTORS SUCH AS BENJAMIN GRAHAM, PHILLIP FISHER, WARREN BUFFETT, JOHN TEMPLETON, PETER LYNCH, JOHN BOGLE FROM USA AND RAKESH JHUNJHUNWALA AND PRASHANT JAIN FROM INDIA? THAT IS WHAT THIS BOOK GIVES.