Knowing that teens love to spend, spend, spend, many credit card companies lure unsuspecting shoppers into signing up for credit cards with outrageously high interest rates. This results in a high incidence of debt and bad credit among young adults. This book offers excellent advice on how to use credit cards wisely and how to develop fiscal responsibility. Discussed in detail are the different types of credit cards available, the importance of reading the fine print on the application form, and the importance of building a solid credit history.